Types of Aid
In this Section
Once you’ve been accepted to Wingate University and completed the FAFSA, the Office of Admissions will contact you with your estimated student financial aid package. Here’s a breakdown of available aid types:
Grants and Scholarships
Federal and State grants, as well as scholarships awarded by Wingate University, may be available to assist with your college expenses. Unlike loans, grants and scholarships don’t have to be repaid after you graduate.
Awarded to qualified students after they’re admitted to Wingate University, undergraduate academic scholarships are renewable for up to eight semesters.
WINGATE UNIVERSITY SCHOLARSHIPS
Undergraduate academic scholarships range in value based on applicant eligibility and scholarship type. Admissions staff review all eligible applicants for the following academic scholarships:
- Academic Merit Scholarships
- Irwin Belk Scholarships
- Gateway Scholarships
- Presidential Scholarships
- Transfer Scholarships
- Trustee Scholarships
- Federal Pell Grant
- Federal Supplemental Educational Opportunity Grant (FSEOG)
- Children of Fallen Heroes Scholarship
Federal Pell Grant
A need based grant awarded to a student based on completion of the FAFSA. Pell Grants usually are awarded only to undergraduate students who have not earned a Bachelor’s or a Professional Degree.
Federal Supplemental Educational Opportunity Grant (FSEOG)
A need based grant awarded to a student based on completion of the FAFSA. FSEOG funding is awarded by the Financial Planning Office with priority given to Pell Grant recipients.
Children of Fallen Heroes Scholarship
The Children of Fallen Heroes Scholarship is available for Pell-eligible students whose parent or guardian died in the line of duty as a public safety officer. To qualify for this scholarship, a student must have a Pell-eligible EFC and be less than 24 years of age or enrolled at an institution of higher education at the time of his or her parent’s or guardian’s death. For more specific eligibility criteria, definitions and information about this scholarship, see the U.S. Department of Education's announcement on the Federal Student Aid site. If you feel you may be eligible, please contact the Financial Planning Office at email@example.com.
Golden LEAF Scholarship Program
To be considered for this award, a student must be a NC resident, have financial need, and be a resident of a rural county.
NC Need Based Scholarship
Created by the 2011 NC General Assembly, this is a need-based program for NC residents attending private institutions of higher education located in North Carolina. NCNBS is awarded to students based on completion of the FAFSA and meeting the residency requirements outlined by the State of North Carolina.
- Wingate University Academic Scholarships
- GlaxoSmithKline Women in Science Scholars Program
- Jerry E. McGee Scholarship
- True Homes, LLC
- Coy Muckle Scholarship
- CARES Act/HEERF
Wingate University Academic Scholarships
GlaxoSmithKline Women in Science Scholars Program
Scholarships are awarded to female students majoring in biology or chemistry. To become eligible for the scholarship, you must be a rising sophomore or junior, pursue a biology or chemistry degree, meet the minimum GPA requirements, and provide a recommendation letter from a faculty member. Please contact the Biology Department Chair for additional information.
Jerry E. McGee Scholarship
True Homes, LLC
This $1,000 per year scholarship will benefit students in 25 Carolinas counties on top of any academic- or need-based grants. The True Homes Scholarship will be automatically applied to financial aid packages for new first-year and transfer undergraduate students beginning with the fall 2019 semester.
Coy Muckle Scholarship
The Coy Muckle Scholarship was established to assist ordained ministers who are employed by a church as a full-time or bi-vocational pastor. Recipients must be seeking a first baccalaureate degree and may be enrolled full-time or part-time. You will be required to complete a certification form with the Office of Student Financial Planning to qualify.
As a result of the Coronavirus Aid, Relief and Economic Security, or CARES, Act, Wingate University students can apply for financial assistance through the HEERF Program. Emergency grant funds will be available to eligible Wingate students who are experiencing unexpected expenses or financial hardships related to changes in campus operations due to the COVID-19 pandemic.
Wilma L. McCurdy Memorial Fund
Was established in 1970, when Ms. McCurdy created the scholarship specifically for worthy students who are permanent residents of Stanly County, North Carolina. To be considered for the scholarship, you must have a 2.0 minimum cumulative GPA and demonstrated financial need.
Phi Theta Kappa Incentive Grant
Was developed to help active members cover education costs if transferring to Wingate University. You will be required to complete an application form with the Office of Admissions and submit proof of PTK membership.
Luther H. Butler Scholarship
Developed by the North Carolina Baptist Foundation, this scholarship provides funding to students who are members of a church affiliated with the Baptist State Convention of NC.
- Federal Direct Subsidized Loan
- Federal Direct Unsubsidized Loan
- Federal Direct PLUS Loan for Parents
- Federal Direct Graduate PLUS Loan
- Federal Loan Acceptance
Federal Direct Subsidized Loan
These loans are available to eligible Undergraduate students who demonstrate financial need based on the results of the FAFSA. The federal government pays the interest on this loan type under certain conditions.
Federal Direct Unsubsidized Loan
These loans are available to Undergraduate and Graduate/Professional students with no requirement to demonstrate need. Wingate University determines how much you can borrow based the results of your FAFSA. You are responsible for paying the interest on this loan type during all periods.
Federal Direct PLUS Loan for Parents
The parent of a dependent undergraduate student enrolled at least half-time, may be eligible to apply for a PLUS Loan to assist with their child’s educational expenses. Wingate University determines how much you can borrow based on the results of your FAFSA. Any parent interested in pursuing this option should review the PLUS Loan Acceptance Form for application instructions and next steps.
Federal Direct Graduate PLUS Loan
Graduate/Professional students, enrolled at least half-time, may be eligible to apply for a PLUS Loan to assist with their educational expenses. Wingate University determines how much you can borrow based on the results of your FAFSA.
Federal Loan Acceptance
N.C. Forgivable Education Loans
The Forgivable Education Loans for Service program was established to provide financial assistance to qualified students enrolled in an approved education program and committed to working in critical employment shortage professions in North Carolina. You can find eligible degree programs on the College Foundation of North Carolina’s FELS page.
As the name says, FELS offers loans, but you can have the loan forgiven if you follow the rules and obligations of your program. The FELS loans have different amounts, depending on your academic program.
Annual loan amounts are as follows:
- Certificate or associate degree programs: $3,000
- Bachelor’s degree programs: freshmen and sophomores $3,000
- Bachelor’s degree programs: junior and senior: $7,000
- Master’s degree programs: $10,000
- Graduate certificate programs: $10,000
- Doctoral degree programs: $14,000
Maximum aggregate loan limits are:
- Certificate and/or associate degree programs: $6,000
- Bachelor’s degree programs: $20,000
- Master’s degree programs: $20,000
- Graduate certificate programs: $20,000
- Doctoral degree programs: $56,000
You must be a legal North Carolina resident and NC resident for tuition purposes to be eligible for the FELS program. You must also be willing to work in North Carolina in a designated critical employment shortage profession and maintain Satisfactory Academic Progress.
In addition, you must also meet these eligibility requirements:
- You must register with the Selective Service System, if required.
- You must not be in default or owe a refund under any federal or state loan or grant program
- At the time of application, You must present a cumulative minimum grade point average (GPA) of:
- 3.00 for graduating high school students (weighted GPA)
- 2.80 for undergraduate students pursuing an associate or bachelor’s degree
- 3.20 for students pursuing a graduate or professional degree
Email is the official form of communication between the FELS Program and you. If you choose to apply for the program, keep your contact information up to date on the SEAA Student Portal. Visit the FELS page to apply online or to obtain more information about the FELS program.
Alternative Student Loan
Alternative student loan programs made available by private lenders help fill the gap between the financial aid you receive and the money you still need. You’re not required to use student loan programs provided by banks. But credit-worthy students or students with credit-worthy co-borrowers can borrow money through these programs.
Under federal law, Wingate University must certify your choice of lender and its guarantee agency. You can visit FASTChoice to review a list of lenders that our students have used in previous years and complete an application with the lender of your choice.
Work-study provides part-time employment for Wingate University students with financial need, enabling them to earn money to pay for their educational expenses.
- Earnings from work-study positions go directly to the student; they are not automatically applied to the student’s account.
- Student workers earn at least the current minimum wage and are paid monthly, with the first payroll on or around October 15.
- Students are not guaranteed a position on campus and are responsible for finding employment. All students are eligible to work on campus through either the Federal or Institutional Program.
- Each department on campus is responsible for the individual positions available in their department. You can contact departments directly, either in person or by phone, to ask about available positions.
- Once you have a job offer, go to the Office of Student Financial Planning to get a work-study contract and to fill out the required tax paperwork. Please be aware that you cannot begin working on campus until you have completed the appropriate paperwork and your supervisor has received approval for you to begin work.
Veteran's Educational Benefits
The U.S. Department of Veterans Affairs offers a number of education programs that help with tuition. Select programs also provide funding for housing and books. It’s important to know which benefits you are qualified to receive. You may be eligible for more than one program. In that case, you can choose the one that best matches your educational plans and life goals. The helpful GI Bill® Comparison Tool website is a quick way to see which one is the best match for you.
- Chapter 30 Montgomery GI Bill®: The MGIB program provides up to 36 months of education assistance to help you earn a degree. Typically, you can claim MGIB benefits for up to 10 years after your release from active duty.
- Chapter 1606 Selected Reserve: The MGIB-SR program may provide tuition assistance if you are a Selected Reserve member.
- Chapter 35 Dependent Children: Eligible dependents of disabled or deceased veterans can receive up to 36 months of education benefits.
- Chapter 33 Post 9/11 Veterans Educational Assistance Act of 2008: The Post 9/11 GI Bill® provides educational assistance to qualified service members. You must have served for at least 90 days on or after Sep 11, 2001. If you were discharged with a service-connected disability after 30 days, you may also qualify. You must have received an honorable discharge. In some cases this benefit may be transferred to a dependent.
- Wingate University participates in the Yellow Ribbon Program, which helps make private universities more affordable for veterans and their dependents. Our full-time students using the Post-9/11 G.I. Bill® are eligible for Yellow Ribbon grants in the spring semester. This funding is in addition to benefits for tuition, housing and textbooks.
Please email Ms. Karen Elizabeth Smith if you have questions about veterans’ benefits.
ABOUT TUITION EXCHANGE
Tuition exchange programs create scholarship and tuition remission opportunities for the children of current faculty and staff. It’s a significant benefit for the employees of Wingate University.
TUITION EXCHANGE OPTIONS
Wingate University offers three tuition exchange options. Explore each to see which may suit your family’s needs:
- Council of Independent Colleges Tuition Exchange Program
- NCICU Tuition Exchange Program
- The Tuition Exchange, Inc
FIND WHAT FITS
To learn more about any of the tuition exchange programs we offer, stop by the Office of Student Financial Planning on the first floor of the Stegall Administration Building. Complete our application to apply for Tuition Exchange at Wingate.