College is more affordable than you think. With multiple ways to get assistance, you can choose the right funding options for you and your family.

several Wingate University honors students pose during an eventOnce you’ve been accepted to Wingate University and completed the FAFSA, the Office of Student Financial Planning will contact you with your student financial aid package.

Here’s a breakdown of available aid types.

Grants

Undergraduate grants are gift money, not necessarily awarded on merit, that can be applied toward college expenses. Typically, eligibility is based on financial need. Grants may come from the federal or state governments.

Loans

Student loans are a means to borrow money that must be repaid over time. Many families receive student loans from the William D. Ford Federal Direct Loan Program. This program allows students and parents to borrow educational loans directly from the government. Available loans include Federal Direct Student Loans, Federal Direct PLUS Loans for Parents and Federal Direct Graduate PLUS Loans.

Alternative Loans

Available from lenders, such as banks or credit unions, alternative student loans are typically given to creditworthy students. They can fill the gap between financial aid and any remaining balance for tuition and expenses.

Scholarships

Scholarships are gift money awarded to students based on merit. “Merit” can mean good grades, athletic ability or service. Some scholarships even come from companies where your parents might work.

Academic Scholarships

Wingate University offers scholarships to qualified undergraduates. Once you apply to Wingate University, you’re automatically considered; no application required. You’ll be notified about any scholarship award by the Office of Admissions.

Outside Scholarships

You may also be eligible for scholarship opportunities from other organizations.

Work-Study

The Federal Work-Study Program provides funds to students for part-time work that can help offset education costs. The university pays a percentage of your wages, with the government providing the rest. All students are eligible to work on campus, even if you haven’t been granted federal work-study aid. Available on-campus jobs at Wingate University offer monthly earnings paid directly to you.