Long-term, low-interest graduate student loans? The Federal Direct Graduate PLUS program is on your side.

a male student in a ball cap stands under the iconic brick gate, smilingHave a strong credit history but need a little help paying for your graduate degree? The Graduate PLUS loan might be a good fit for you.

How Much?

The maximum for a Federal Direct Graduate PLUS Loan is the cost of education minus any other aid received.

How to Get Graduate Student Loans

  • If you’re planning to use a PLUS loan, you should apply at least three weeks before the semester payment is due.
  • PLUS loan applicants are subject to a credit check. You must obtain a pre-approval. An adverse credit history may negatively impact your ability to receive a PLUS Loan. You might need a co-borrower.
  • The maximum eligible amount is listed on your financial aid¬†award letter.
  • You must be a U.S. citizen or eligible non-citizen.

What You Need

Like every loan program, you need to complete specific documents to apply:

Visit the Federal Student Aid website for more information about how to secure a student loan.